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Homebuyers buying their first property will see stamp duty scrapped on homes valued up to £300,000, and that for properties costing up to £500,000 it would not be payable on the first £300,000, with the standard 5% due on the remaining amount. This is effective immediately since Hammonds announcement.
This offer covers England, Wales and Northern Ireland, but unfortunately not in Scotland, due to it operating independently.
Whilst the tax and regulatory changes may not in itself be enough in itself to assist would-be first time buyers, a recent lull in house prices may certainly play a role.
Almost all major property price indexes released this month show that property price growth is slowing, some values are actually falling in several parts of the country, including areas across London and the South East, the North East of England, as well as parts of Scotland and Wales.
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